Overview of Self Registration

This process enables merchants to independently complete their registration, providing them with more control over their onboarding experience and reducing the time it takes to start accepting payments.

Benefits of Self-Registration:

Convenience: Merchants can complete the registration at their own pace, whenever it suits them best.
Efficiency: Self-registration helps speed up the onboarding process by allowing merchants to provide all required information directly, eliminating the need for back-and-forth communication.
Control: Merchants have full control over the accuracy of the information they provide, ensuring that everything is correct from the start.

Preparing for Your Application

To ensure a quick and smooth registration process, merchants should gather all the necessary information and documents before starting. Below is a high-level list of what merchants need to prepare:

Required Documents and Information

Business Information: Legal business name, DBA (if applicable), Tax ID/EIN, incorporation date, and business address.
Business Owner Information: Owner's name, date of birth, Social Security Number, citizenship status, ownership percentage, and home address.
Bank Account Information: Bank account number, routing number, account type, and optional secondary bank account for handling fees or chargebacks.
Business Documents: Voided check or bank letter, business license, proof of business address, and government-issued ID for each business owner.
Payment Processing Information: Average and largest transaction sizes, annual gross revenue, primary payment methods, and refund policy.
AMEX Direct Merchant: If you process more than a million dollars in AMEX transactions, AMEX may have reached out ot you to get an AMEX Direct SE number. This number will be required when onboarding.

Tips for a Smooth Application Process

Double-Check Information: Ensure all details are accurate to avoid delays.
Document Quality: Make sure uploaded documents are clear and legible.
Prepare for Verification: Be ready to provide additional information if requested by the underwriting team.
Ensure Consistency: Maintain consistency in information across all sections of the application.